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Wind-Only & Hail Personal Lines Coverage

Windstorm insurance is a special type property and casualty insurance designed to cover damages caused by high winds. Windstorm insurance may cover damages from hurricane-force winds, tornadoes, hail and other weather events that are accompanied by wind gusts that exceed 35 miles per hour.

Wind and Hail Coverage pays for damage to structures and personal property damaged by windstorm or hail. Wind/Hail-only policies include protection for both the home and the property that it sits on, as well as other buildings or structures on the property. Wind-only policies also provide protection for most items located within the home or other structure.

  • Coverage is available in this program for Dwelling limits of $75,000 – $1,000,000
  • The following deductible options are available: $100, $250, 1.5%, 2%, 2.5%, 3%, 4%, or 5%
  • 1.5%, 2%, 2.5%, 3%, 4%, and 5% deductible options are available for insurance amounts of $25,000 or more
  • Credit card and electronic check payments accepted
  • The following payment plans are available: Full Pay, Quarterly or Semi-Annual


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